Every Filipino like you wants to become a responsible citizen because they wish to keep themselves up-to-date on their PhilHealth Contributions in 2024 which is very crucial for maintaining health security not for only individuals but also for their loved ones.
In an era of changing government rates and requirements, calculating one’s PhilHealth contribution can be difficult and confusing.
Therefore, I welcome you all to my innovative PhilHealth Contribution calculator tool.
Phil Health Calculator
Computation Result
After understanding the core challenges usually faced by members, we developed this PhilHealth contribution calculator based on salary for employed, unemployed, voluntary, and employer, which will simplify all your worries and make this tool easy to use and accessible to everyone who needs it.
There is more for you on this page, we will promise to walk through how you can use our new PhilHealth employee Contribution Calculator, what information it requires and how it functions based on the formula that gives you the end result. You’ll never regret it because the objective of our tool is to secure health security for you and your loved ones.
How to Use Our PhilHealth Contribution Calculator
Let me clarify one thing this calculator is not like other regular calculators, rather it is smarter than the other ones. The PhilHealth Calculator has the capability to adjust its contribution rate based on the latest schedule and government regulations.
The tool itself isn’t much complex to understand. However, it has only a few options that you need to select which makes it simple and easy to use. Following are the steps to calculate your contributions:
- Scroll to our PhilHealth Contribution calculator first.
- It would have only two fields that require you to enter personal information, the first being whether you are employed in any reputable organization or self-employed, select any from the dropdown menu, and the second field is putting your monthly salary or income.
- Click the “Calculate” Button down the field box.
- Our tool will run the mathematical formula based on the PhilHealth Contribution rate according to your given information, and it will give you the total contribution including the employee and employer share.
- This calculator will calculate the latest contribution rate, which is 5% in 2024-25
- The final results will show you the total Philhealth Monthly Contribution that you need to pay.
- You can view or download the summary in PDF format too.
Here is a little note that you’ll need to ensure that the information you provide is accurate and up-to-date because the calculator’s results are based on the information you’ll give.
How to Compute your Philhealth contribution 2024?
There are generally two methods of computing your PhilHealth contribution. One is using a calculator, and we have already shared above step-by-step method to use our calculator. Another is using the formula used by PhilHealth.
You might be a self-employed person or employed in any organization. We’ll cover both in this.
To simplify for you, let’s create an example for an employed person first for better understanding.
Suppose a person whose age is 35 years old and working in a finance company for 11 years. He would have been contributing to PhilHealth since his joining and membership in the PhilHealth. His employer pays him 20,000 PHP per month. How much would his Philhealth contribution be in 2024? Let’s find out.
This is the following PhilHealth Contribution Formula:
Monthly salary ✖ Contribution Percentage (2024 contribution is 5%) Divided by 2
So, if we put the values in this formula,
20,000 ✖ 5% / 2 = 500 PHP
According to the latest development by PhilHealth, the total premium contribution would be equally shared by the employee and the employer. In the above case, 500 PHP will be shared by the employee and 450 PHP by the employer to PhilHealth.
On the other hand, if you are a self-employed person, it means you are your own employer and employee at the same time. The formula for computing your PhilHealth contribution would be:
Monthly salary ✖ Contribution Percentage
PhilHealth Contribution Table
Every year, the contribution rate changes according to the latest economical development in the Philippine government and dealing with the pace-changing conditions.
The contribution schedule is as follows:
| Year | Monthly Salary | Premium Rate | Monthly Premium |
| 2023 | PHP 10,000 | 4.50% | PHP 450 |
| PHP 10,000 to PHP 89,999 | PHP 450 to PHP 4050 | ||
| PHP 90,000 | PHP 4050 |
The contribution schedule for 2024-25 is as follows:
| Year | Monthly Salary | Premium Rate | Monthly Premium |
| 2024-25 | PHP 10,000 | 5% | PHP 500 |
| PHP 10,000 to PHP 99,999 | PHP 500 to PHP 5000 | ||
| PHP 100,000 | PHP 5000 |
You can check the previous years of contribution rate from the official website of PhilHealth.
Conclusion
To conclude my whole blog, our PhilHealth Contribution calculator can be a valuable resource for the Filipino individuals and families who are looking for accurately calculate their contributions to PhilHealth.
It only requires your personal information like your status and monthly salary and voila! You will be determine your contributions in minutes. The result can help you to better manage your finances and ensure that you are in compliance with PhilHealth requirements.
Frequently Asked Questions
How much is the PhilHealth contribution 2024?
According to the Contribution list of 2024, the current PhilHealth contribution would be adjusted up to 5.0% as it is announced by the authority of PhilHealth itself. source
What is monthly basic salary of PhilHealth?
The monthly basic salary required in PhilHealth requirements is your monthly income or salary from your employer or business (if you are self-employed).
Do I need to pay PhilHealth every month?
It depends on your comfort. generally, you’ll get four different options to pay your PhilHealth contribution. It can be monthly, quarterly, semi-annual, and Annual.
Is PhilHealth a lifetime contribution?
There is a separate program for indulging yourself for a lifetime membership. It is for those who have surpassed their retirement age and have paid more than 120 contributions.
Do I need to pay PhilHealth If Unemployed?
According to the PhilHealth website, the payment of contributions is mandatory for all employees and self-employed individuals. If you are unemployed, you are not required to pay PhilHealth contributions, as long as you are not considered as self-employed.
If you are receiving unemployment benefits, you are not required to pay contributions. However, if you are unemployed but still considered as self-employed, you are still required to pay PhilHealth contributions. Self-employed individuals include professionals such as doctors, lawyers, and accountants, as well as business owners and entrepreneurs.
Can I withdraw my Philhealth Contribution?
The short is yes, you can withdraw your PhilHealth Contributions under certain conditions. As per the Philhealth Website, you may be eligible to withdraw your contribution if you are separated from the employment where you are no longer working, or migrating to another country or you are going to retire soon.
Can PhilHealth be used abroad?
PhilHealth coverage is generally limited to healthcare services provided within the Philippines. However, in certain cases, PhilHealth may cover some of the costs of healthcare services received abroad.
PhilHealth has agreements with some foreign countries for the reimbursement of medical expenses for Overseas Filipino Workers (OFWs) and Filipinos abroad. If you are an OFW or Filipino abroad and you need medical treatment that is not available in the country where you are temporarily residing, PhilHealth may reimburse you for some of the medical expenses that you incurred abroad.
To be eligible for reimbursement, you will need to have been a PhilHealth member for at least three months prior to the date of your hospitalization, and the medical treatment must be pre-approved by PhilHealth.
How much is the PhilHealth contribution for employees?
The amount of PhilHealth Contribution for employees actually depends on their salary. In 2024, if an employee earns 10,000 PHP, and the contribution rate is 5%, and you divide it by 2, you will get the employee’s Philhealth contribution, which is 500.
How much is Philhealth contribution for unemployed?
If you are unemployed, you are not required to pay PhilHealth contributions. According to PhilHealth, the payment of contributions is mandatory for all employees and self-employed individuals. Therefore, if you are unemployed, you are not required to pay contributions, as long as you are not considered self-employed.
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